Steps to building
a dream life together.
Switzerland. Five kids around one table. A home with the door open. None of it is bought in one go — it's bought by the little things, done today, over and over.
Every dollar here is a step.
The route
One target at a time. Minimums on everything else, always.
Just bought something?
Take a photo of the receipt. It reads the merchant, the total and the date, and fills the form for you.
This month's envelopes
Next dream to unlock
What we're actually building.
Add your Pinterest saves here. Every tile is a reason to keep going on a month when it feels like nothing's moving.
Where every dollar goes.
Built on the $50,000 draw only — guaranteed, resets yearly. Commission never goes in this column.
The monthly map
Log a purchase
Snap it and the fields fill themselves. Check them, then add it.
Transactions
| Date | Merchant | Envelope | Who | Amount |
|---|
The line that only goes up.
Every payment and every dollar saved moves this. It never goes backwards as long as you keep going.
Debt burn-down
What if we found a little more?
+$0 / monthDrag it. Dani's nanny money, a commission check, the $275 if the policy turns out to be swappable. This is what each one actually buys you.
Debt thermometers
Record this month
At the money date, enter what the balances actually are. That's what draws the gold line.
One door. Then all of it.
Nothing on this board opens while you still owe money. That isn't a punishment — it's the shortest path. Every dollar of interest you're not paying is a dollar that goes here instead.
Already living this
Not locked, not waiting on money. True this month and every month.
Forty-five minutes, once a month.
First Sunday. Sit down together and go through this. The couples who make it talk about money on a schedule instead of during a fight.
Past money dates
What you noticed, in your own words.
Both phones, one set of numbers.
Everything saves to your own Cloudflare worker the moment you change it, and the other phone picks it up within half a minute. The Google Sheet pushes into the same place.
Status
Export
Tab-separated rows paste straight into the sheet's ledger block. The backup is everything, including the dream board.